The Ultimate South Florida Home Inspection Guide: What We Check, What We Find, and How It Protects Your Investment

October 16, 2025

Buying property in South Florida is a significant investment. With the unique challenges of our coastal climate—from intense sun and humidity to the risk of hurricanes—you need absolute confidence in the condition of your potential new home or commercial building. A professional home inspection is the single most critical step you can take to protect that investment, providing you with a clear, unbiased evaluation of the property's health before you sign on the dotted line.


This guide will walk you through everything a Comprehensive Home Inspection entails. We’ll cover what inspectors look for, the most common issues we find in South Florida properties, how to interpret your report, and why a detailed inspection is your best defense against costly surprises down the road.

Why a Home Inspection is Non-Negotiable in South Florida

A home inspection is an objective visual examination of a property's physical structure and systems, from the foundation to the roof. For a buyer, it provides the necessary information to make an informed decision, negotiate repairs, or even walk away from a deal if significant problems are discovered. For a seller, a pre-listing inspection can identify issues ahead of time, allowing for repairs that can streamline the sales process and increase property value.


In South Florida specifically, an inspection helps identify problems unique to our environment, such as premature roof aging from sun exposure, signs of moisture intrusion from high humidity, and structural vulnerabilities related to wind resistance.

What's Included in a Comprehensive Home Inspection?

A licensed home inspector follows a meticulous process to evaluate all the major components of a property. While every home is different, a standard inspection checklist covers these key areas.

  • 1. Roof System

    The roof is a home’s first line of defense. We conduct a thorough Roof Inspection, examining the covering material (shingles, tiles, metal), flashing, gutters, and any visible signs of leaks or deterioration. We also check the underlying structure from the attic when accessible.

  • 2. Exterior and Structure

    This includes evaluating the walls, foundation, grading, drainage, windows, doors, and attached structures like decks and porches. We look for cracks, water damage, and signs of settlement or structural distress.

  • 3. Electrical System

    From the service panel to outlets and fixtures, we inspect the electrical system for safety hazards. This includes checking for proper grounding, overloaded circuits, faulty wiring, and ensuring components like GFCI outlets are functioning correctly.

  • 4. Plumbing System

    We examine all visible pipes, drains, water heaters, and fixtures. We test for active leaks, check for adequate water pressure, and identify signs of corrosion or potential water damage beneath sinks and around toilets.

  • 5. HVAC System

    Your heating, ventilation, and air conditioning (HVAC) system is crucial for comfort in Florida. We test the system's basic operation, check the age and condition of the units, inspect ductwork for leaks, and verify proper airflow.

  • 6. Attic and Insulation

    The attic provides a window into the home's health. We check for proper insulation, ventilation, and signs of moisture intrusion or pest activity. This is also where we often evaluate the roof structure and sheathing.

  • 7. Interior Spaces

    We move through each room to inspect floors, walls, ceilings, windows, and doors. We look for evidence of water damage, settlement cracks, and other defects that could indicate larger problems.

Common Defects We Find in South Florida Homes

With over two decades of experience, we’ve seen it all. Some of the most frequent issues we uncover include:


  • Roofing Problems: Aged or improperly installed tile roofs, deteriorated flat roof membranes, and missing or damaged flashing are common finds.
  • HVAC Issues: Older, inefficient air conditioning units and ductwork leaking cooled air into the attic are prevalent, leading to high energy bills.
  • Hidden Water Damage: Using Advanced Thermal Imaging, we often detect moisture behind walls or under floors that is invisible to the naked eye, a frequent result of plumbing leaks or failed window seals.
  • Electrical Hazards: Outdated panels (like Federal Pacific or Zinsco), ungrounded outlets, and amateur DIY wiring are serious safety concerns we regularly identify.
  • Structural Cracks: While minor settlement is normal, we look for significant cracks in foundation slabs or block walls that could indicate serious structural movement.

Specialized Inspections and Add-On Services

While a standard inspection is thorough, certain properties or insurance requirements call for specialized assessments. JLU Services offers several add-ons that can be performed during your primary inspection:


  • Insurance Inspections: We provide both Wind Mitigation and Four-Point Inspections required by insurance companies to secure or renew a policy in Florida.
  • Water Damage and Moisture Intrusion Inspections: For properties with a history of leaks or musty odors, this targeted inspection uses thermal cameras and moisture meters to pinpoint problems.
  • Mold and Air Quality Testing: If you have health concerns or signs of mold, we can perform Indoor Air Quality Testing to identify and quantify airborne pollutants.


We also offer inspections for different property types, including Condo Inspections, Commercial Property Inspections, and New Construction Inspections to ensure even brand-new buildings are built to standard.

How to Read Your Home Inspection Report

A good report is more than just a checklist. At JLU Services, we provide a detailed digital report—often on the same day—that is easy to understand. Key elements include:


  • Summary of Findings: A concise overview highlights the most critical issues requiring immediate attention.
  • Severity Ratings: We categorize findings as minor, moderate, or major safety/financial concerns to help you prioritize.
  • Actionable Recommendations: We explain the implications of each defect and recommend the next steps, whether it’s a simple repair or consulting a specialized contractor.

Why Choose JLU Services for Your South Florida Inspection?

Choosing the right home inspector can save you thousands of dollars and provide invaluable peace of mind. Here’s why clients trust JLU Services:


  • 20+ Years of Local Experience: We have an unmatched understanding of South Florida’s unique construction styles, common defects, and insurance landscape.
  • Licensed, Insured, and Certified: Our team is fully credentialed, ensuring every inspection is performed with the highest level of professionalism and expertise.
  • Advanced Technology: We utilize tools like Advanced Thermal Imaging cameras and moisture meters to uncover hidden problems other inspectors might miss.
  • Fast, Insurer-Accepted Reports: We deliver clear, comprehensive reports quickly, and they are trusted by every major insurance carrier in Florida.
  • Unwavering Client Focus: We take the time to walk you through our findings, answer your questions, and ensure you have the information you need to move forward with confidence. We also offer Reinspection Services to verify that repairs have been completed correctly.


Your property is one of the biggest investments you’ll ever make. Don’t leave its condition to chance.


Ready to schedule your inspection and protect your investment? Contact JLU Services today for a detailed and trustworthy evaluation.

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